feat(cli): persistent opt-out for install hooks

[Andy11-cpu]

Problem

PR #753 identified measurable per-call hook process-spawn overhead. Maintainer direction there was to keep hooks enabled by default, add an opt-out, and persist the user's choice so later installs and updates respect it.

Proposed behavior

• install --no-hooks disables CBM-managed lifecycle/tool hooks.
• install --hooks re-enables them.
• Bare install keeps hooks enabled by default and reads the persisted preference.
• The preference is stored as install_hooks in the existing CLI config database.
• All current hook-capable install surfaces obey the same policy.
• MCP, skills, instructions, profiles, and other non-hook integration remain unchanged.
• Plan and dry-run reflect the effective policy without persisting preview flags.
• Existing foreign/user hooks remain untouched.

This follows the maintainer-approved direction in #753.