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scheme-operator

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FedNow Service — independent third-party profile of a public API surface, by API Evangelist. The FedNow Service is an instant payments rail operated by the Federal Reserve Banks, launched in July 2023 to move funds between U.S. financial institutions in real time, 24 hours a day, 365 days a year, with immediate interbank settlement in central bank

  • Updated Sep 12, 2026

The Clearing House (RTP) — independent third-party profile of a public API surface, by API Evangelist. The Clearing House (TCH) is a U.S. banking association and payments company owned by many of the largest commercial banks. It operates three core payment systems: CHIPS (large-value wire clearing), the EPN automated clearing house (ACH), and the R

  • Updated Sep 12, 2026

PayTo — independent third-party profile of a public API surface, by API Evangelist. PayTo is Australia's real-time mandated-payments service, operated by Australian Payments Plus (AP+) as an overlay on the New Payments Platform (NPP). It lets merchants, billers, and payment service providers establish digital, pre-authorised agreements (mandates) t

  • Updated Sep 12, 2026

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